Montana Injuries

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Search results for “physical therapy”

20 results

Workers' comp cut off PT for solvent exposure - is that even allowed in Montana?

A military spouse in Kalispell dealing with a factory solvent-exposure claim can get blindsided when the insurer says physical therapy is over long before the body is.

ARTICLE by Pete Halverson

Why the insurer in Missoula keeps pushing you to talk fast

A Missoula crash made an old back problem worse, and now the insurer's calls, social media snooping, and quick money pressure are all aimed at shrinking the claim before the full damage is clear.

ARTICLE by Hank Sorensen

Just left St. Peter's after a Helena commute crash and now the state says my bad disc was already there

A Helena commuter dealing with panic, back pain, and a government claim gets hit with the oldest insurance move in the book: your disc problem was "already there."

ARTICLE by Dan Overturf

The restaurant insurer keeps hiding behind a bad police report - here's the game

A nurse slipped on a spill at a Great Falls restaurant, the report blames her, her case feels dead, and she needs to know if changing lawyers will blow everything up.

ARTICLE by Brenda Kowalski

A Great Falls city truck can wreck your spine and your timeline

Getting hit by a city truck in Great Falls is not like dealing with a private driver's insurer, and the paperwork, evidence, and blame fight can get ugly fast.

ARTICLE by Carol Pfister

Getting Medical Care After a Montana Ice Fall

If you fell on somebody else's icy walkway or parking lot in Montana and you're scared of medical bills, missed work, and retaliation, here's the first thing that matters.

ARTICLE by Dan Overturf

Missoula claim went dark while your husband's concussion kept wrecking his work

A rear-end crash left a Missoula welder with lasting concussion symptoms, and now the insurer is dragging it out by going silent.

ARTICLE by Dan Overturf

Feeling guilty about suing the delivery company won't pay for a missed brain injury

A commercial van crash in Helena can look minor at first, then turn into a missed brain injury case while the company's electronic data is quietly aging out.

ARTICLE by Sunita Patel

Eight months later, that quick dog-bite payout in Great Falls still looks like a trap

A fast dog-bite settlement can leave a Great Falls parent paying back the hospital, Medicaid, or a health insurer before much money ever reaches the kids' rent and groceries.

ARTICLE by Brenda Kowalski

risk-utility test

A lot can turn on this because it may decide whether an injured person recovers damages or walks away with nothing. When a case involves a product that worked as designed but...

My partner runs a Butte shop, saw a worker die, and now three insurers keep saying it's somebody else's problem

A Butte business owner who is wrecked by trauma after a workplace death may still have rights, but in Montana the first fight is often over which policy has to pay at all.

ARTICLE by Hank Sorensen

Your shoulder tore in a Billings crash and now two systems want to dodge the bill

A delivery driver in Billings can end up with both a workers' comp claim and a crash claim after a seatbelt shoulder injury, and the difference matters fast.

ARTICLE by Dawn Birdtail

Can a Great Falls crash claim turn into an immigration scare after a brain bleed?

A minor-looking crash can become a high-value brain injury case fast, and insurers in Great Falls will still try to kill it with technical nonsense and fear.

ARTICLE by Maria Vigil

speeding ticket

What trips people up most is that a speeding ticket is not just a bill you pay and forget. It is a traffic citation accusing a driver of going faster than the posted limit or...

Do I have to see the insurance doctor after a Butte car crash?

The mistake is thinking, "The ER told me to rest, so I'm covered," while the insurance company is already looking for gaps, missed follow-ups, and anything it can call a minor...

distracted driving citation

A ticket for distracted driving can cost money right away, but the bigger hit may come later through fines, points, insurance increases, and damage to an injury claim after a...

Stayed quiet after that Helena press crushed your hand - did you screw yourself?

A Helena welder's hand gets crushed in a hydraulic press with a bad safety guard, and the real question is whether fear, delay, and immigration threats killed the claim.

ARTICLE by Pete Halverson

consumer expectation test

Was this product more dangerous than an ordinary person would expect it to be? That is the basic question behind the consumer expectation test. It is a way courts and juries...

Settle the crash case now or chase Montana's uninsured employer fund first?

A Missoula firefighter hurt off-duty in a high-speed wreck can end up with both a third-party crash claim and a Montana uninsured-employer claim, and the order matters when paralysis, liens, and a CDL record are all on the line.

ARTICLE by Dawn Birdtail

I sent my employee to the company clinic after a Great Falls crash, ruin case?

No. Sending your employee to the company clinic does not automatically ruin the case. From the insurance company's perspective, this is what they want everyone to believe: the...