Montana Injuries

FAQ Glossary Resources About

EN ES

Search results for “insurance tactics”

20 results

Why the insurer in Missoula keeps pushing you to talk fast

A Missoula crash made an old back problem worse, and now the insurer's calls, social media snooping, and quick money pressure are all aimed at shrinking the claim before the full damage is clear.

ARTICLE by Hank Sorensen

Can a Great Falls crash claim turn into an immigration scare after a brain bleed?

A minor-looking crash can become a high-value brain injury case fast, and insurers in Great Falls will still try to kill it with technical nonsense and fear.

ARTICLE by Maria Vigil

The restaurant insurer keeps hiding behind a bad police report - here's the game

A nurse slipped on a spill at a Great Falls restaurant, the report blames her, her case feels dead, and she needs to know if changing lawyers will blow everything up.

ARTICLE by Brenda Kowalski

Missoula claim went dark while your husband's concussion kept wrecking his work

A rear-end crash left a Missoula welder with lasting concussion symptoms, and now the insurer is dragging it out by going silent.

ARTICLE by Dan Overturf

Just left St. Peter's after a Helena commute crash and now the state says my bad disc was already there

A Helena commuter dealing with panic, back pain, and a government claim gets hit with the oldest insurance move in the book: your disc problem was "already there."

ARTICLE by Dan Overturf

My partner runs a Butte shop, saw a worker die, and now three insurers keep saying it's somebody else's problem

A Butte business owner who is wrecked by trauma after a workplace death may still have rights, but in Montana the first fight is often over which policy has to pay at all.

ARTICLE by Hank Sorensen

Eight months later, that quick dog-bite payout in Great Falls still looks like a trap

A fast dog-bite settlement can leave a Great Falls parent paying back the hospital, Medicaid, or a health insurer before much money ever reaches the kids' rent and groceries.

ARTICLE by Brenda Kowalski

Feeling guilty about suing the delivery company won't pay for a missed brain injury

A commercial van crash in Helena can look minor at first, then turn into a missed brain injury case while the company's electronic data is quietly aging out.

ARTICLE by Sunita Patel

A Great Falls city truck can wreck your spine and your timeline

Getting hit by a city truck in Great Falls is not like dealing with a private driver's insurer, and the paperwork, evidence, and blame fight can get ugly fast.

ARTICLE by Carol Pfister

texting while driving

Insurance adjusters and defense lawyers often raise this issue to argue that an injured person was distracted, careless, or partly responsible for a crash. If they can show...

Workers' comp cut off PT for solvent exposure - is that even allowed in Montana?

A military spouse in Kalispell dealing with a factory solvent-exposure claim can get blindsided when the insurer says physical therapy is over long before the body is.

ARTICLE by Pete Halverson

Your shoulder tore in a Billings crash and now two systems want to dodge the bill

A delivery driver in Billings can end up with both a workers' comp claim and a crash claim after a seatbelt shoulder injury, and the difference matters fast.

ARTICLE by Dawn Birdtail

Should I settle with one insurer or force all claims after a Missoula pileup?

Everyone says take the first decent check and move on, but actually in Montana that is usually the risky move when more than one driver or company may be at fault. Most people...

I sent my employee to the company clinic after a Great Falls crash, ruin case?

No. Sending your employee to the company clinic does not automatically ruin the case. From the insurance company's perspective, this is what they want everyone to believe: the...

Settle the crash case now or chase Montana's uninsured employer fund first?

A Missoula firefighter hurt off-duty in a high-speed wreck can end up with both a third-party crash claim and a Montana uninsured-employer claim, and the order matters when paralysis, liens, and a CDL record are all on the line.

ARTICLE by Dawn Birdtail

distracted driving citation

A ticket for distracted driving can cost money right away, but the bigger hit may come later through fines, points, insurance increases, and damage to an injury claim after a...

Getting Medical Care After a Montana Ice Fall

If you fell on somebody else's icy walkway or parking lot in Montana and you're scared of medical bills, missed work, and retaliation, here's the first thing that matters.

ARTICLE by Dan Overturf

Is a Bozeman Uber passenger claim even worth it after a winter crash?

It depends, and the biggest myth is that a rideshare passenger claim is "too complicated to be worth it." If you were just a passenger, fault usually is not your fight. The...

risk-utility test

A lot can turn on this because it may decide whether an injured person recovers damages or walks away with nothing. When a case involves a product that worked as designed but...

Injured Passenger Rights After a Billings Crash

In Montana, an injured passenger usually claims against the driver who caused the crash, even if that driver is family, and your immigration status is not what decides whether the liability policy has to pay.

ARTICLE by Jake Lindquist