Montana Injuries

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Getting Medical Care After a Montana Ice Fall

If you fell on somebody else's icy walkway or parking lot in Montana and you're scared of medical bills, missed work, and retaliation, here's the first thing that matters.

ARTICLE by Dan Overturf

Injured Passenger Rights After a Billings Crash

In Montana, an injured passenger usually claims against the driver who caused the crash, even if that driver is family, and your immigration status is not what decides whether the liability policy has to pay.

ARTICLE by Jake Lindquist

My partner runs a Butte shop, saw a worker die, and now three insurers keep saying it's somebody else's problem

A Butte business owner who is wrecked by trauma after a workplace death may still have rights, but in Montana the first fight is often over which policy has to pay at all.

ARTICLE by Hank Sorensen

Should I settle with one insurer or force all claims after a Missoula pileup?

Everyone says take the first decent check and move on, but actually in Montana that is usually the risky move when more than one driver or company may be at fault. Most people...

Missoula claim went dark while your husband's concussion kept wrecking his work

A rear-end crash left a Missoula welder with lasting concussion symptoms, and now the insurer is dragging it out by going silent.

ARTICLE by Dan Overturf

Workers' comp cut off PT for solvent exposure - is that even allowed in Montana?

A military spouse in Kalispell dealing with a factory solvent-exposure claim can get blindsided when the insurer says physical therapy is over long before the body is.

ARTICLE by Pete Halverson

Settle the crash case now or chase Montana's uninsured employer fund first?

A Missoula firefighter hurt off-duty in a high-speed wreck can end up with both a third-party crash claim and a Montana uninsured-employer claim, and the order matters when paralysis, liens, and a CDL record are all on the line.

ARTICLE by Dawn Birdtail

failure to yield right of way

A driver fails to yield the right of way by not letting another vehicle, pedestrian, bicycle, or lawful road user go first when traffic rules require it. That usually happens...

Why is insurance calling my panic attacks just stress after a Helena pothole crash?

Yes - despite recent Montana auto insurance rate increases and tougher claim reviews, an insurer cannot lawfully brush off crash-related panic attacks, anxiety, depression, or...

My wife got hit near a Kalispell school zone, how long do we have?

Miss the deadline, and a Montana court can throw the case out completely no matter how serious her injuries are. For most Montana injury claims, the big deadline is 3 years...

Why the insurer in Missoula keeps pushing you to talk fast

A Missoula crash made an old back problem worse, and now the insurer's calls, social media snooping, and quick money pressure are all aimed at shrinking the claim before the full damage is clear.

ARTICLE by Hank Sorensen

How do I prove a Butte back injury will hurt my earnings for years?

As of 2025, Montana's workers' compensation benefit rates went up, but that does not prove your long-term losses. Worst case, the insurer says your lower-back injury was just a...

How are future medical costs calculated in a Montana injury claim?

The worst mistake is waiting until you feel "fully healed"; in Montana, future medical costs can be part of an injury claim if they are reasonably certain and backed by solid...

Proximate cause

Montana bars recovery if you are more than 50% at fault. That rule under Montana's modified comparative negligence law gets mixed up with proximate cause, but they are not the...

Do I have to see the insurance doctor after a Butte car crash?

The mistake is thinking, "The ER told me to rest, so I'm covered," while the insurance company is already looking for gaps, missed follow-ups, and anything it can call a minor...

passing a stopped school bus

A ticket for this can get expensive fast, and if someone is hurt, it can make an injury case much harder to defend. Insurers, judges, and juries tend to view it as more than an...

Should my coworker take a Billings injury offer if his boss says skip comp?

What your coworker's employer is hoping he never finds out is this: in Montana, a boss does not get to steer a work injury into private health insurance just to keep it off...

What mistakes ruin a Helena injury claim after a holiday weekend crash?

Everyone says "just tell the insurer what happened," but actually the fastest way to damage a Montana claim is talking too much too soon. In the next 24 hours: do not give a...

Feeling guilty about suing the delivery company won't pay for a missed brain injury

A commercial van crash in Helena can look minor at first, then turn into a missed brain injury case while the company's electronic data is quietly aging out.

ARTICLE by Sunita Patel

How do I prove PTSD after a Billings winter crash?

The one thing your employer is hoping you never find out is this: Montana law lets you claim PTSD, anxiety, and depression after a crash even if you do not have an obvious...