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Search results for “Butte”
20 results
My partner runs a Butte shop, saw a worker die, and now three insurers keep saying it's somebody else's problem
A Butte business owner who is wrecked by trauma after a workplace death may still have rights, but in Montana the first fight is often over which policy has to pay at all.
ARTICLE
by Hank Sorensen
2026-03-26
The restaurant insurer keeps hiding behind a bad police report - here's the game
A nurse slipped on a spill at a Great Falls restaurant, the report blames her, her case feels dead, and she needs to know if changing lawyers will blow everything up.
ARTICLE
by Brenda Kowalski
2026-04-03
Just left St. Peter's after a Helena commute crash and now the state says my bad disc was already there
A Helena commuter dealing with panic, back pain, and a government claim gets hit with the oldest insurance move in the book: your disc problem was "already there."
ARTICLE
by Dan Overturf
2026-03-25
What bills come out of my brother's Butte road-work crash settlement?
$10,000 to $30,000 can disappear from a mid-sized injury settlement before your brother sees a check, and sometimes much more. In a Butte crash claim, the usual deductions are...
FAQ
Missoula claim went dark while your husband's concussion kept wrecking his work
A rear-end crash left a Missoula welder with lasting concussion symptoms, and now the insurer is dragging it out by going silent.
ARTICLE
by Dan Overturf
2026-03-23
Why the insurer in Missoula keeps pushing you to talk fast
A Missoula crash made an old back problem worse, and now the insurer's calls, social media snooping, and quick money pressure are all aimed at shrinking the claim before the full damage is clear.
ARTICLE
by Hank Sorensen
2026-03-29
leaving the scene of an accident
Failing to stop, stay, and give required help or information after a crash. "Stop" means pulling over as close as safely possible. "Stay" means remaining there until the basic...
DEFINITION
Feeling guilty about suing the delivery company won't pay for a missed brain injury
A commercial van crash in Helena can look minor at first, then turn into a missed brain injury case while the company's electronic data is quietly aging out.
ARTICLE
by Sunita Patel
2026-03-22
strict liability dog bite
Think of it like a tool that fails on the job the first time it's used: the person responsible may still be on the hook even if nobody warned them beforehand. That is the basic...
DEFINITION
Eight months later, that quick dog-bite payout in Great Falls still looks like a trap
A fast dog-bite settlement can leave a Great Falls parent paying back the hospital, Medicaid, or a health insurer before much money ever reaches the kids' rent and groceries.
ARTICLE
by Brenda Kowalski
2026-03-27
speeding ticket
What trips people up most is that a speeding ticket is not just a bill you pay and forget. It is a traffic citation accusing a driver of going faster than the posted limit or...
DEFINITION
A Great Falls city truck can wreck your spine and your timeline
Getting hit by a city truck in Great Falls is not like dealing with a private driver's insurer, and the paperwork, evidence, and blame fight can get ugly fast.
ARTICLE
by Carol Pfister
2026-03-31
Your shoulder tore in a Billings crash and now two systems want to dodge the bill
A delivery driver in Billings can end up with both a workers' comp claim and a crash claim after a seatbelt shoulder injury, and the difference matters fast.
ARTICLE
by Dawn Birdtail
2026-03-22
Can a Great Falls crash claim turn into an immigration scare after a brain bleed?
A minor-looking crash can become a high-value brain injury case fast, and insurers in Great Falls will still try to kill it with technical nonsense and fear.
ARTICLE
by Maria Vigil
2026-03-23
Workers' comp cut off PT for solvent exposure - is that even allowed in Montana?
A military spouse in Kalispell dealing with a factory solvent-exposure claim can get blindsided when the insurer says physical therapy is over long before the body is.
ARTICLE
by Pete Halverson
2026-03-27
risk-utility test
A lot can turn on this because it may decide whether an injured person recovers damages or walks away with nothing. When a case involves a product that worked as designed but...
DEFINITION
Injured Passenger Rights After a Billings Crash
In Montana, an injured passenger usually claims against the driver who caused the crash, even if that driver is family, and your immigration status is not what decides whether the liability policy has to pay.
ARTICLE
by Jake Lindquist
2026-03-20
How do I prove a Butte back injury will hurt my earnings for years?
As of 2025, Montana's workers' compensation benefit rates went up, but that does not prove your long-term losses. Worst case, the insurer says your lower-back injury was just a...
FAQ
reckless driving
Driving with willful or wanton disregard for safety. "Willful" means it is not a mistake. "Wanton" means the driver knows the risk and barrels ahead anyway. And "disregard for...
DEFINITION
Do I have to see the insurance doctor after a Butte car crash?
The mistake is thinking, "The ER told me to rest, so I'm covered," while the insurance company is already looking for gaps, missed follow-ups, and anything it can call a minor...
FAQ